Health and Welfare Summary Plan Description

• Health and Welfare SPD / Article VI / Enrollment and Termination of Coverage >>
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6.6 Termination of Coverage.

1. Termination of Coverage. Coverage under the Plan will terminate for Covered Individuals as follows:
   1. upon exhaustion of the Participant's Hour Bank balance (or charging of hours below 120) as provided in Section 3.2 (for the Participant and Dependents);
   2. upon nonpayment, or untimely payment, of a required Monthly Coverage Payment (for the Participant and all Dependents, effective immediately before the first day of the month for which the payment would have applied);
   3. upon the adoption of any Plan amendment that terminates the Covered Individual's coverage (as the amendment provides);
   4. upon the first date on which the Participant works in the electrical industry that is not Covered Employment (for the Participant and Dependents);
   5. if and when the Participant fails to maintain membership in good standing in IBEW Local 6 (for the Participant and Dependents);
   6. when a Dependent ceases to qualify as a Dependent (for the Dependent only, effective at the end of the month);
   7. upon the Participant's death (as provided in Section 5.2);
   8. upon the Participant's Retirement (for the Participant and Dependents, except as coverage may be available under Article IV);
   9. the date any family member enrolls in a Medicare Part D program outside this Plan (as provided in Section 4.5(d));
   10. upon the failure of any Covered Individual to abide by the Plan's provisions (such as the commission of fraud or material misrepresentation) that results in a forfeiture of coverage (for the Covered Individual and his or her covered Dependents, effective immediately); and
   11. upon affirmative disenrollment by the Participant.