QUESTION: How do I obtain my vacation money?
ANSWER: A savings account is set-up with Comerica Bank under your name and your vacation money is transferred into this account monthly. To have an account set-up you must fill out a Comerica Bank signature card at Local 6. Alternatively, you may elect to have your vacation money deposited in your own bank account. A form is available at the Local 6 and EISB offices.
QUESTION: What is a Comerica Workplace Account (Comp Card) and how does it work?
ANSWER: A Comerica comp card is similar to a prepaid credit card or debit card. Your vacation money is applied to your card monthly and you can use it as you would a credit or debit card. In order to receive a comp card you must sign up at Local 6.
QUESTION: When is my vacation money deposited into my bank account or Comp Card?
ANSWER: Vacation money received during the month is transferred into your account by the end of the month it was received.
QUESTION: When may I access my vacation money?
ANSWER: Once the money has been transferred to your bank account you have full access to it.
QUESTION: If I lose my Comp Card, how do I get a new one?
ANSWER: To request a new card call (800) 759-9610 for automated service or (866) 267-5201 to speak to a person.
QUESTION: If I have questions regarding my Comerica vacation account, who should I contact?
ANSWER: To receive your account balance over the phone call (800) 888-3595 between 7am and 4pm pacific standard time. You will need your account number and the last 4 digits of your social security number. Or you can go to any Comerica branch for questions regarding your vacation account. A picture ID will be required.
QUESTION: I noticed that the money that is withheld from my check for vacation does not match the amount that was deposited into my account. Why?
ANSWER: There could be two reasons. First if you have elected dues deduction, 2.25% of Gross Income is transferred directly to Local 6. Secondly, there could be a timing issue with your payroll. Some employers will submit vacation based on the payroll work month and others will submit vacation based on the payroll paid during the month. If neither of these explains the difference then you should ask your employer to investigate the discrepancy. If the issue is not resolved with your employer, you may provide copies of paycheck stubs to the Plan office for review. If the Plan Office determines that a discrepancy exits, your employer will be notified and billed accordingly.
QUESTION: I have filled out a form authorizing a portion of my vacation be used to cover my dues. How do I reconcile the amounts withheld to the amount that is deposited in my account?
ANSWER: Vacation is withheld at a rate of 14.25% of Gross Wages (12.00% vacation, 2.25% dues). You can calculate the dues portion by multiplying the amount withheld by 15.79% (2.25% divided by 14.25%). This will give you an approximation of the dues withheld.
QUESTION: My employer did not withhold vacation money from my check. How do I receive my vacation money?
ANSWER: Since your employer did not withhold the money from your check you received your vacation money on your check. You should notify your employer of the error immediately in order for them to process your payroll correctly in the future.
QUESTION: What happens if my employer is delinquent? Do I get interest or damages for delinquent reporting?
ANSWER: Yes, according to the Collective Bargaining agreement liquidated damages of 6% is due from your employer. The entire amount is then credited to individual bank accounts when it is received.