Health and Welfare Summary Plan Description

11.3 Eligibility Determinations.

If you believe you are eligible to participate in the Plan and the Plan has refused to allow your participation, you may submit a claim directly to the Plan Office, in writing, explaining why you believe you are eligible to participate in the Plan. Your eligibility claim will be considered at the next regularly scheduled meeting of the Board. The claim and appeal procedures in Appendix C and for the HMOs do not apply to eligibility claims.