Pension Plan Summary Plan Description

13.5 Benefits May Not Be Transferred to Others

You may not borrow against your pension, pledge any part of it as security or collateral for a loan, or otherwise transfer it to another person. Your pension is exempt from the claims of creditors, such as garnishments or executions, except for certain divorce and child support orders (see Section 13.6). Federal tax liens, however, may be required to be recognized by the Plan Office.