Pension Plan Summary Plan Description

14.2 Claim Denial

If your claim for a pension benefit is denied in whole or in part, you will receive a written explanation including the specific reasons for the denial. You then have the right to have the Board review and reconsider your claim. You also have the right to review a Plan policy, determination or action with which you disagree, by submitting a written appeal to the Board. To have your claim reviewed, however, you must file with the Plan Office a written appeal within 60 days of your receipt of the Board's initial denial of your claim or within 60 days after you learn of a Plan policy, determination or action with which you disagree and which is not a benefit denial.