Retirement Savings Plan Summary Plan Description

4.6 Rollovers Into the Plan

Once you become a Participant, you may deposit into the Plan any eligible rollover distribution you have received from another tax-qualified plan or arrangement (excluding any Roth 401(k) amounts). Such a deposit is called a "rollover" contribution and will be placed in a separate rollover subaccount within your Account. You should consult your personal tax advisor to determine if a rollover to the Plan is available and in your best interest. The Plan Office will not allow your rollover unless you can demonstrate that the rollover is proper under the tax rules. You are not required to have earned a year of service in order to make a rollover contribution to the Plan.