Retirement Savings Plan Summary Plan Description

• Retirement Savings Plan SPD / Section 6 / Participant Distributions >>

6.3 Early Retirement

Upon attaining age 55, you may request a distribution from your account in any form allowed under paragraph 6.9, provided either:

1. you are receiving pension payments under the NCEW Pension Plan; or
2. you have worked no hours of covered employment in the preceding 18 months, and you have not been employed in any capacity in the electrical construction industry in Local 6's jurisdiction in the preceding 18 months, and you submit a statement that you do not intend to return to work in the electrical construction industry in Local 6's jurisdiction.