Retirement Savings Plan Summary Plan Description
8.1 Military Service
The Plan provides contributions on military service as required under the Uniformed Services Employment and Re-Employment Rights Act of 1994 (USERRA). Generally, USERRA service is service in the Armed Forces of the United States, but may also include uniformed service for other branches of the U.S. Government such as the U.S. Public Health Service. To be entitled to USERRA benefits, you must have (i) been working as a covered Employee during the 90 days prior to your commencement of USERRA service, (ii) returned to work as a covered Employee within 90 days following your discharge, and (iii) been honorably discharged after having served more than 90 days but less than 5 years. You may need to certify your employment periods and provide other information or documentation. In determining contributions for USERRA service, the Plan will credit your account with Employer contributions based on the highest average monthly Employer contribution made on your behalf during the 12 consecutive month period during which the highest number of hours were reported within the 24-month period immediately preceding the date you commenced military service. You may choose to make up any missed Employee contributions upon your return to covered employment by paying into the Plan an amount equal to the highest average annual elective deferral rate of Employee contributions that you made during the 12 consecutive month period during which the highest number of hours were reported within the 24-month period immediately preceding the date you commenced USERRA service for each month of such service. For example, if you averaged 120 hours per month of elective deferral contributions at $2.00 per hour during the 24 months preceding your USERRA service, upon your return to covered employment you may pay into the Plan $240 for each full month of your USERRA service. If your USERRA service does not exceed 90 days, you will receive no USERRA credit.