Retirement Savings Plan Summary Plan Description

10.2 Termination or Merger of Plan

Local 6 and the Association may terminate, or freeze benefits under, the Plan at any time it so agrees. Although there is no present intent to terminate the Plan, there is no guarantee that the Plan will continue for any particular length of time. If the Plan terminates, all Plan assets, after providing for Plan expenses, will be distributed to Participants and beneficiaries. If the Plan is merged with another Plan, each Participant would be entitled to a benefit immediately after the merger that is at least equal to the benefit to which the Participant would be entitled before the merger.