Health and Welfare Summary Plan Description
3.4 Limited Coverage Rule for Delinquent Contributions.
If hours of Covered Employment fail to be credited to your Hour Bank because your Employer failed to remit the contributions timely (or at all), and if such failure would result in the loss of your coverage under the Plan, you will be provided up to two months of coverage (regardless of your Hour Bank balance) if the Plan Office reasonably determines that your Employer's delinquency would have resulted in your loss of coverage. If payment for past months of lapsed coverage is received by the Plan Office, retroactive coverage will be provided to the extent the applicable insurer allows.