Health and Welfare Summary Plan Description

6.2 Initial Enrollment.

Because Plan benefits are available to you without cost, you and all of your Dependents will ordinarily want to enroll in the Plan. When enrolling in the Plan for the first time, you will select one of the three major medical coverage options described in Section 6.1. You and your Dependents should review the Plan Comparison Worksheets and Summary of Benefits and Coverage that the Plan Office provides prior to initial eligibility and are available on the EISB.org website when deciding which option would best meet your needs. If you do not select one of these options on your enrollment form, or if you do not submit an enrollment form, you will automatically be enrolled in the Self-Funded PPO. However, if you wish to opt out of the Plan for whatever reason, please contact the Plan Office and request a form on which you may elect to be excluded from Plan coverage. No compensation will be paid to you if you choose not to be covered under the Plan.