Health and Welfare Summary Plan Description
7.3 COBRA and Medicare.
If a covered Employee has a Qualifying Event due to termination of employment or reduction in work hours, and the Qualifying Event occurs less than 18 months after the date the Employee became entitled to Medicare, then the maximum COBRA Coverage period for the Employee's Dependents is extended to the last day of the 36-month period beginning on the date the Employee became entitled to Medicare, while the maximum period of maximum COBRA Coverage period for the covered Employee is 18 months from the Qualifying Event. If a covered Employee has a Qualifying Event due to termination of employment or reduction in work hours and, after the Employee has elected COBRA Coverage and during the first 18 months of such coverage, the Employee first becomes entitled to Medicare, the Employee's hspd0020.htm#cobraCOBRA Coverage will end. COBRA Coverage with respect to the covered Employee's Dependents who have elected COBRA Coverage will not be terminated due to the Employee's entitlement to Medicare and may continue through the remainder of the 18-month maximum coverage period. For purposes of this article, "entitled to Medicare" means (i) enrollment in Medicare Parts A or B or (ii) having ESRD and (a) having applied for Medicare Part A, (b) having satisfied any waiting period requirement and (c) being either (1) insured under Social Security, (2) entitled to retirement benefits under Social Security or (3) a spouse or dependent of an individual satisfying either (1) or (2).