Health and Welfare Summary Plan Description
10.5 Unused Account Balances and Forfeiture.
Unused account balances may be used at any time, including following termination (loss of coverage under the Plan) or retirement as an Active Employee, up until your death. Upon your death, the balance in your HRA account may be used to reimburse your surviving spouse and any Child of yours until age 26 who was your Dependent upon your death.