Useful Links
& Forms

Health & Welfare SPD

• Article III, Section 3.6 - No-Cost Disability and Reduced-Cost COBRA Coverage
• Article X, Section 10.3 - Long-Term Disability Benefits

Forms

• Application for Temporary Disability Health & Welfare Coverage
• Physician's Statement of Disability

Life Event - Disability - Temporary

While temporary disability may not have the same long-term effects as a permanent disability, it is still important to understand the issues surrounding your present situation. You will have to make the decision, perhaps in consultation with your health care professional as to when and whether it is feasible for you to return to your current job or to find other temporary work instead. Vocational rehabilitation can help you greatly in quickly returning to work. While the Social Security Administration does not provide these services, it is able to help pay for them under certain circumstances.

It is also to your advantage to look through this web site to find the covered medical services that apply to your particular situation. This research might also help you figure out a medical and rehabilitation plan that suits your needs as well as your budget. It may also be helpful to find out what benefits are available to you through your spouse's plan.

Plan Checklist

• Review the rules for Disability in the Health & Welfare SPD and then apply for any benefits you may be due.
• Go over the rules concerning the limited disability extensions to coverage and COBRA continuation coverage rules. Continued Health & Welfare coverage is an essential ingredient to dealing with your disability.

Also Consider...

If there is a possibility that your disability may become permanent, you should review the Life Event page regarding Permanent Disability to help prepare yourself financially.