Pension Plan Summary Plan Description
9.2 Total and Permanent Disability Defined
A total and permanent disability is a mental or physical impairment of an indefinite or long continued duration that precludes you from employment for wages or profit or other remuneration in any substantial gainful activity. You will be deemed permanently and totally disabled if, and only if, the Social Security Administration has determined that you are entitled to a permanent Social Security disability benefit under the Old Age and Disability Insurance program. If you are determined to be totally and permanently disabled and you submit a copy of your Social Security disability award within 60 days of receipt of the award, your disability benefit will be recognized retroactively, but no earlier than the first day of the sixth month of the onset of your permanent and total disability.