Pension Plan Summary Plan Description
11.2 Work Before and After Age 65
If you work in Prohibited Employment as described in Section 11.1, your pension generally will be suspended. However, special rules apply after you have attained Normal Retirement Age (age 65). After Normal Retirement Age, your pension will be suspended only if you return to work in the Electrical Industry for 40 or more hours in a month:
- in the ten counties comprising the San Francisco Bay Area (San Francisco, Alameda, San Mateo, Contra Costa, Marin, Solano, Napa, Santa Clara, Sonoma and San Benito);
- in work of the type performed by Employees covered by the Plan on the date your pension commenced (or would have commenced but for this provision); and
- requiring directly or indirectly the use of the same skills employed by Employees on the date your pension commenced (or would have commenced), including any supervision of employees in the same trade or craft or directly or indirectly using the same skills as Employees covered by the Plan on the date your pension commenced (or would have commenced).
Post-NRA Service That is Not Prohibited. If you work in Covered Employment after Normal Retirement Age, but your hours do not result in a suspension of your pension (perhaps because you did not work at least 40 hours during the month), additional Pension Credit you earn will be added to your Accrued Benefit as of January 1 of each year in increments of 125 hours. If you had begun your pension, your additional benefit will be paid in the same form of benefit you previously elected.