Pension Plan Summary Plan Description

11.4 Presumptions Regarding Post-Retirement Employment

If you are receiving a pension from the Plan you must report any employment in the Electrical Industry to the Trustees within 15 days of beginning such employment. If you do not report your employment and the Trustees discover you have been working in the Electrical Industry, they will act on the rebuttable presumption that you worked the number of hours for each of the months in which no notice was given (one hour if prior to your attaining age 65 or 40 hours if you have attained age 65) that would require suspension of your benefits. You will then have to rebut the presumption. If you fail to give advance notice to the Plan Office of Prohibited Employment, your benefits payable before Normal Retirement Age will be suspended for three additional months following the period your pension will be suspended for actually engaging in Prohibited Employment.