Pension Plan Summary Plan Description

11.9 Recoupment of Overpayments

Pension payments paid to you that should not have been paid because you were working in Prohibited Employment will be deducted from your pension payments upon resumption of your pension if you bear responsibility for the overpayment. The amount withheld from your monthly payments will be up to 25% of the payment (except that up to 100% of the first resumed pension payment may be withheld). If you do not bear responsibility for the overpayment, up to 10% of your monthly payment may be withheld until the overpayment is fully recovered.