Pension Plan Summary Plan Description

11.9 Recoupment of Overpayments

Pension payments paid to you that should not have been paid because you were working in prohibited employment will be deducted from pension payments upon resumption of your pension in an amount up to 25% of the payment (except that up to 100% of the first resumed pension payment may be withheld). If a Participant dies before full a recoupment of overpayments, death benefits payable to the surviving spouse or beneficiary will be reduced, subject to the 25% limitation.